J Elyzabeth's Blog

A Writer's Journey of a Secluded Mind


January 2013

Flash Fiction Friday

Again, early write, late post.

Cail and Gabriel
Cail’s first attempt at a Valentine’s card for Gabriel.
Currently trying to write it while attached to the angyl.

Adoring (Cail: “No I won’t put angelic, that’s just a given.”)
Nummy (Cail: “It’s a word! Quit peaking)
Nummy (Cail: “It works”)
Dork (“YES YOU ARE!!”)

Cail: I think I’m hungry.
Heading to kitchen to find something to eat, non-Gabriel

Thursday Thoughts

I know I am late. I had actually written this early and life seemed to run away from me.

Finances. I think that is a word that brings both dread and elation. If only there was a way to make my bank account grow without losing out on buying everything I want. Notice I said what I want, not necessarily what I need.

This is the time of year where most people start looking ahead and planning for vacations, the next year’s holidays and birthdays, taxes. Those are heavy on the mind. For me, taxes mean I get to clean up the last year’s ooopses and try to get a head start on how to not make the same mistakes again. And again. I have now for 15 years been unable to adequately manage my finances. I have tried almost everything. Software, multiple accounts, multiple banks, the envelope system, cash only, paying off the credit card each payday ( that only works like the first two times). I have even used the dreaded payday loan cash places. I realized a year into their services that I was starting to spend more paying to use my money than I was getting money to use. That took a few months of weaning myself off of the instantaneous cash flow.

Sadly I have also been one of the dreaded check floaters. Cash a check in this bank, write a check to cover the check I just wrote. That one caught up to me really quick, and I have had more fees in the last year than I think in the previous years.

Now I have come to the age-old question; how many checking accounts, credit cards and banks do I really need? Well if I want to spend more time worrying over which bill comes out of which account, more than one. That does take up a lot of time, memory (for account numbers, banking hours, passwords…) and stress over accidentally bouncing transactions because I used the card from the wrong account, again. Not good.

So to answer my question: I will be using one this year. I will not sucker into the temptation that other banks offer. (The ones where they give you money for your business. In the long run, too stressful.) I will work on buying what I need and saving for what I want. Not being greedy and envious for what those around me have.

Another word to go with finances is budget. Budget, that in and of itself is not a fun word. It sets limits and rules that I tend to see as suggestions, good ideas I have yet to follow. Right now my budget is easy, pay all the bills what little is left; spend. Though sometimes I tend to spend, and try to pay bills with what little is left.

I won’t go into the school loans. I don’t have time or energy as I have borrowed more than I feel my degree is worth. Fifteen years later I am still wishing I had listened to my grandpa and not opened a credit card application.

Questions for readers:
How many accounts do you have?
How do you do your accounting?
Have you been caught in the trap of loans and credits?
Do you have any words of wisdom?
Do you budget? And if so, do you follow it?

Here It Comes: The Bookless Library (Sooner than I expected)

Here It Comes: The Bookless Library (Sooner than I expected).

Oh boy!! It’s coming sooner than many of us have planned for. This is a good blog about the upcoming electronic book age with many comments to follow it.

Flash Fiction Friday

Nat and Jake…



“Frank” Jake sat down at the table and listened as Frank introduced the rest of the men sitting at the table.

He was grateful that the mechanic knew of and was a member at Whipsacord. It was what allowed him in without having to wait the month or pay. He scanned the place, tastefully decorated and dark in the areas it needed to be. The large stage took up most of the wall at one end, the bar and doors to the kitchen took up the wall opposite where they were sitting. He looked to see if there was anyone here for him tonight. Though if he found a potential keeper he wasn’t against it, at 38 Jake was done playing the field if he could.

He and Frank went way back, when Frank had first introduced him to the scene. Frank had been his mentor, showed him the ropes so to speak. Had shown him how you treat a lover, provided stories and life lessons, examples of what to do and not do. Frank had also been there when his dad died, when he was not ready to take over his company. But tonight, tonight was for him. Not the company.

Now as the new president of McClure Automotives, Jake was ready to settle down. He’d been this was a few time to visit, scope out the competition, to how the industry was doing. This visit was purely for personal reasons.

“There he is” Frank nodded towards a young gentleman just taking a seat at the bar.

Jake saw the man Frank was talking about. Thin, maybe 5’7” or 5’8”, he couldn’t tell from the distance or the clothes but Jake didn’t think the man was unfit. Frank had told him a little about Nat, and he wanted to know more. He got up and walked over to him, as he got closer he could see the lost look in Nat’s eyes, the nerves about being in the bar. Obviously a newbie…

Thursday Thoughts (Favorite Authors)

J Elyzabeth’s
10 top favorite authors
1. Sean Michael
2. Lynn Hagen
3. Joyee Flynn
4. Gabrielle Evans
5. J R Ward
6. Sherrilyn Kenyon
7. Charlene Richards
8. Laurann Dohner
9. Kim Dare
10. Jesus
11. Not an author but, the whole “Midnight Matings” series and the “Unmated at Midnight” one. (There too much fun!!)

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